I was talking to some driving school instructors recently about the recent snow closures and loss of earnings for our industry, when an important point was raised.
Not all ADI teaching insurance will cover an instructor while giving learner drivers tuition in adverse weather conditions like the one we experienced earlier in January 2010, and each instructor needs to check the small print of the cerificate policy to see if there are any exemptions in this or other circumstances.
According to one of my colleagues, an ADI learnt the hard way when involved in a driving lesson accident in snow, failing to stop at a giveway due to ice on the road, that all vehicle repairs will have to be covered out of his own pocket.
While we hope that the artic weather conditions are over, it is better you check your ADI tuition insurance policy, are call the broker up to ensure you do not violate your terms and conditions and at the same time commit a criminal offence.
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Thursday, 21 January 2010
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