Remember the DSA examiner is not supervising the test candidate, but rather assessing their ability and determine if they are ready to be left on the own in a car un-supervised, and thus they don't react as quickly as an ADI would to avoid an accident, but not knowing the person also means that they are less likely to be able to predict how the person would react, and are most likely going to give the person the benefit of the doubt.
Don't just think about how much you will make from a driving lesson or test, as the cost of the driving school car being in an accident will be much higher, and could take some time to recoup.
Driving School Car Accident costs
Here are just a few things that could add up if you car is involved in a collision, and having driving instructor insurance will not be enough!
Your excess fee has to be paid, unless it is totally the 3rd party's fault and they have agreed to cover all costs to your insurance company. £100 or more
All driving lessons for the rest of the day and probably the next day depending on when your replacement dual controlled driving school car arrives. £100 or greater depending on number of lessons and your hourly rate. You might be able to get this back from a 3rd party if it was their fault, but this could take a long time, and you might not get back exactly what you lost!
Driving Test time fee. You might not even be able to get fees for the driving lesson that the accident occured in!
Your weekly franchise or car leasing fees are still due, and must be paid.
As you can see, the instructor has a lot to lose if a driving tuition car is involved in an accident, which is why ADIs should rather be over cautious when it comes to protecting their means of income. A learner driver pupil can change who they learn with at a drop of the hat, but recovering from an accident might not be that easy especially for a newly qualified instructor just building up their business.
Driving Instructor car lease.
Learning to drive in snow.
Choosing drivin school car
